How to increase your cibil score- Check out in Detail
Pay your bills on time: Late payments can have a negative impact on your credit score. Make sure to pay your bills on time and in full each month.
Keep your credit utilization low: Your credit utilization is the amount of credit you are currently using compared to your credit limit. Keep your credit utilization below 30% to maintain a good credit score.
Monitor your credit report: Check your credit report regularly to make sure there are no errors or fraudulent activity. If you find an error, dispute it with the credit bureau.
Maintain a good credit history: Lenders want to see that you have a long history of responsible credit use. Keep your credit accounts open and active, and avoid closing credit accounts that you have had for a long time.
Avoid applying for too much credit at once: Applying for too much credit at once can have a negative impact on your credit score. Only apply for credit when you need it, and avoid applying for multiple loans or credit cards within a short period of time.
Diversify your credit mix: Having a mix of different types of credit, such as credit cards, auto loans, and personal loans, can help improve your credit score.
Use credit responsibly: Use your credit cards and loans responsibly, and avoid taking on more debt than you can afford to repay.
Pay off outstanding debts: If you have any outstanding debts, pay them off as soon as possible to improve your credit score.
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